Cleveland County Habitat for Humanity - Family People

Home Ownership

The stability and security that home ownership brings to families frequently results in better grades and relationships in children, as well as in opportunities for adults to pursue other life goal, such as additional education and better paying jobs. These homes help break the cycle of poverty for children and adults, opening doors of opportunity and giving them a new vision of what they can accomplish in their lives.

Can I Buy A Habitat Home?

Basic qualifications for CLeveland County Habitat for Humanity’s home and purchase program include:

Need

Are you living in substandard, inadequate, or overcrowded housing, or otherwise able to demonstrate a need for the Habitat program?

Ability to Pay

Are you able and willing to make regular monthly mortgage payments on your new home?
Take a look at our income requirements below.
The amount shown is the maximum combined household income limit.
The minimum annual income is $25,200 in Norman/Moore and $24,000 in Noble.

Number of Household
Maximum Amount of Household Income
1
$38,850
2
$44,400
3
$49,950
4
$55,500
5
$59,950

Willingness to Partner

Are you willing and able to put in at least 350 hours of “sweat equity?” (300 hours for single applicant) Habitat for Humanity is a partnership based on principles of self-help. Sweat equity does not always require heavy labor – work can take many forms – but we do require a commitment of your best effort.

Other Requirements

You must be head of a household. A “houshold” may be a couple (with or without children) or a single person (with or without children).

We check credit. We look for at least a year of stable, well-paid rent and utility payment history and at least a year of stable work history.

You must be willing to live in and become an active part of a neighborhood where Habitat is building homes.

You must be willing and able to participate in financial planning, budgeting workshops, and other required training sessions which will be applied to sweat equity.

Applying for a Habitat Home

  • Step 1: Download the application
  • Step 2: Print out the application
  • Step 3: Fill it out completely
  • Step 4: Sign the release form on the final stage
  • Step 5: Mail the application to:

Cleveland County Habitat for Humanity
P.O. Box 1005
Norman, OK 73070

Or fax the application to (405) 360-8156

Wall Raising - Cleveland County Habitat for Humanity